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Refi Automotive

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Product Description

Auto refinancing allows you to save money by lowering your interest rate on your car, truck, SUV, RV motorcycle or boat.

With interest rates as low as 2.99% and an average savings of $89 per month*, you should consider refinancing your auto loan if interest rates were high when you purchased your vehicle, your credit score has improved, you didn't receive an ideal interest rate when you purchased your vehicle, or you've had financial setbacks.

If you are looking to lower your monthly payment and extend the term of your loan, auto refinance will allows you to do that in order to lessen the burden of your monthly car payment. Additionally, if you're wanting to free up some extra funds for holiday shopping, refinancing should allow you to skip payments, giving you some extra money at a time when several hundred dollars in your bank account can go a long way.

If you are not sure how refinancing your auto loan will help you save money every month, read through the example below. By refinancing their loan, this individual dropped their interest rate from 10 percent to 5 percent. In doing so, they were able to save more than $2,800 over the life of their loan and dropped their monthly payment by almost $50.

What is Auto Refinancing?

Refinancing an auto loan pays off an existing loan with a new loan. Replacing an old loan with a new one can save the borrower hundreds or thousands of dollars in interest fees. There are several reasons why a borrower may have received a high interest rate on their original auto loan, including poor credit or inflated dealership rates. Finding a new loan with a lower interest rate will allow the borrower to pay off the high-interest loan immediately, preventing high amounts of interest from building up. The borrower is then responsible for paying back the new, lower-interest loan, which, over time, will accrue less interest than their original loan.

What is Required to Refinance an Auto Loan?

Anyone with an existing auto loan can apply to refinance anytime after they have purchased their vehicle. All you need is your personal, vehicle, and current loan information to fill out our online application. Refi Automotive makes refinancing easy by comparing our more than 150 nationwide lenders to find the best match for you. We do all the work from finding the best interest rates to funding your new loan.


Click here to get started, No Money out of Pocket. New Low Interest Rate and Loan papers will be emailed to you within 7-10 days. Start saving now: https://www.rategenius.com/sponsor/704/